As we step into 2024, the urge to cut costs may tempt many to consider cancelling their existing medical aid or other medical cover to save money. However, rather than compromising on health security, an affordable health cover offer exists: comprehensive yet cost-effective health insurance. Oneplan Health Insurance emerges as a frontrunner in this space, offering a solution that not only prioritises affordability but also ensures your health and financial wellbeing remain intact.
Why Cancelling Medical Cover Might Not Be the Wisest Choice
Medical cover is a safety net that protects you and your loved ones from the unpredictability of health-related expenses. Cancelling your medical aid cover entirely may expose you to significant risks, especially considering the rising costs of healthcare in South Africa. The repercussions of being without adequate cover can be financially crippling in the event of an unexpected illness or accident. It’s essential to explore alternative options that provide financial relief without sacrificing your health security.
The High Cost of Private Medical Care in South Africa
It’s crucial to acknowledge the reality that private medical care in South Africa can be exorbitantly expensive, making it financially challenging for many individuals and families to access quality healthcare without comprehensive medical cover. Without the protective shield of insurance, the prospect of carrying the burden of private medical costs can lead to significant financial strain and potential compromises on necessary medical treatments.
Switching to Affordable Health Insurance
For those seeking a balance between cost-effectiveness and comprehensive cover, Oneplan Health Insurance stands out as a compelling choice. Rather than being without any medical cover, consider making the switch to a health plan that understands the importance of affordability and still providing value with In-Hospital and Day-to-Day Benefits.
1. Prepaid Day-to-Day Claims with the Oneplan App & Onecard
Innovative solutions like Oneplan’s upfront claims card, “The Onecard,” offer a unique advantage. You can load funds for Day-to-Day benefits before your doctor’s visit, eliminating the waiting period for reimbursements. This feature ensures that your day-to-day medical needs are met promptly, and you can focus on getting better without straining your finances.
2. No Networks: Choose Any Doctor
Maintain control over your healthcare decisions with Oneplan’s commitment to allowing you the freedom to choose any doctor or specialist or hospital as there are no restrictive networks, ensuring continuity of care with professionals you trust.
3. Affordable Premiums & Private Care
Oneplan’s Health Insurance plans start from as little as R480pm and are comprehensive at every price point. This means they provide cover for Day-to-Day, Casualty, and In-Hospital benefits, plus, you can get access to private medical care from hospitals like Netcare, Life, and Mediclinic.
4. Pay ZERO Excess with the Excess Buster Add-On
Concerned about excess payments? Oneplan’s Excess Buster Add-On ensures that you pay ZERO excess on Day-to-Day claims, providing financial relief by eliminating unexpected out-of-pocket expenses with your post medical claims.
4. Discounted Prices for Multiple Family Members
For families seeking an affordable solution, Oneplan offers discounted rates for multiple family members on a single plan. This ensures comprehensive cover for your loved ones without breaking the bank or leaving anyone out when accessing valuable benefits.
5. Comprehensive Benefits
Oneplan Health Insurance offers a wide range of benefits, covering everything from Casualty Accident and Illness to Blood Tests, X-Rays, Medication, Dentistry, Optometry, Maternity Pre-Birth, Birth, Dread Disease Cover, Family Death Cover and more!
So, rather than cancelling your medical cover this year, consider making a strategic switch and get a quote for a more affordable and comprehensive alternative like Oneplan Health Insurance. Your health and wealth are invaluable, and Oneplan is committed to providing a solution that ensures both remain safeguarded.
You can find everything you need to know about Oneplan’s Health Insurance Prices and Plans here, or, if you’re ready to get affordable, comprehensive health cover, you can get a quote online for Oneplan Health Insurance here.
This post was sponsored by Oneplan and produced by Adspace Studio.
Oneplan is sold by Oneplan Brokers (Pty) Ltd and administered by Oneplan Underwriting Managers (Pty) Ltd, authorised financial services provider FSP43627 and FSP43628. Oneplan is not a benefit option regulated by the Medical Schemes Act, but a non-life insurance product underwritten by Bryte Insurance Company Limited a licensed insurer and an authorised FSP(17703).
*Terms and Conditions apply. Premiums are risk profile dependent. Oneplan is a non-life insurance product, not a medical aid.